Learn now - pay later

If you're aged 19 or over and you are thinking about Further Education or training you may be eligible for an Advanced Learner Loan (previously known as the 24+ Advanced Learner Loan). Students who want to study A Levels, an Access to Higher Education diploma, or a Level 3 to 6 vocational qualification, may be required to pay your college or training organisation for the cost of your course. If you are aged 19-23 and do not already have a full level 3 qualification you may qualify for funding, visit our fees section for further information.

The Advanced Learner Loan is a government-funded loan to help learners. It's easy to apply for, doesn’t take your household income into account and doesn’t involve a credit check.

Key points:

  • You will only start repaying from the April after you leave your course and once you are earning more than £25,000 a year
  • Repayment is not linked to how much you borrow, rather how much you earn
  • Loans are not subject to credit checks 




Frequently asked questions

The Advanced Learner Loan covers your tuition fees and can cover all or part of the fee. The loan is for the full duration of your course and covers a range of Level 3 to Level 6 courses.

You’ll be able to apply online or by post to Student Finance England. To complete the application, you will need a Course Offer Letter from the College.

Please note:

On receipt of your loan confirmation please sign it and return it to Student Finance England, without the signed confirmation your loan will not be activated. The loans company will cancel your application without the confirmation and you would be liable for full fees.

Contact us on 01274 088214 for more information.

Bradford College
Great Horton Road
West Yorkshire

To find the latest information go to the UK Government's Advanced Learner Loans Frequently Asked Questions (FAQs).

It’s important to get advice before you take out a loan. You can get independent financial advice from the Money Advice Service.

For more information and help, contact our FE team to discuss other alternatives by phone on 01274 088214 or e-mail [email protected].

To qualify you must be:

  • Studying at an approved college or training provider. Bradford College is an approved venue.
  • 19 years of age and older on the first day of your course.
  • Studying a Level 3 to 6 qualification.
  • A UK Resident or be a UK national or have ‘settled status’ (this means there are no restrictions on how long you can stay)

You can use this eligibility tool from Student Finance England to assess whether you may be eligible.  

The minimum loan is £300. The amount of loan you get depends on the type of course you take and how much the fees are, you can take out a loan to pay all your course fees or just part – it’s your choice.

The loans are for full and part-time Further Education students at Level 3 or above.
This could be:

  • A Levels (4)
  • Certificates
  • Diplomas
  • Advanced and Higher Apprenticeships
  • Access to HE Courses

For a list of the courses available for the Advanced Learner Loan please refer to the Advanced learner loans qualifications catalogue 2018 to 2019

Repayments will automatically be deducted from your salary once you've started earning over £25,000 a year, repayments will paid at 9% of your income. Any outstanding balance is automatically written off 30 years from your first payment.

Student Finance England will ‘write off’ any outstanding Advanced Learner Loan balances you owe for an 'Access to HE' course once you complete a higher education course. This means you do not have to repay it.

The higher education course must be eligible for student finance.